The verdict form itself is where this doctrine either protects a plaintiff's recovery or gets lost entirely. A properly structured special verdict form asks the jury first whether the plaintiff was negligent, and then, as a genuinely separate question, whether that negligence was a substantial factor in causing the plaintiff's harm. Counsel should insist on this two-question structure during jury instruction conferences, because a poorly drafted or combined verdict form risks inviting jurors to reflexively apply a fault percentage the moment they find any plaintiff carelessness, without ever separately confirming that the carelessness actually caused the injury.